Four single moms at a breaking point open their lives in search of a way forward. In El Paso, Jovanna faces divorce and rising bills. In Memphis, Kristina rebuilds after losing her fiance while raising four children. In Seattle, Ashley works three jobs while raising two sons, including one with autism. In Washington D.C., firefighter Amber works nonstop but still struggles to get ahead.

The coaches dig deeper as plans begin to take shape. Louis meets Kristina as mounting debt and the loss of her fiance cloud her next steps. Jean helps firefighter Amber track spending and confront a growing time problem from working nonstop. Louis partners with Ashley, where Parker's autism shapes daily life. Patrice helps Jovanna create a plan to finally break free from debt.

Plans turn into action as the women begin taking risks to change their futures. Louis helps Kristina take a leap of faith, setting goals to tackle debt and explore refinancing. Jean works with Amber to confront time poverty while exploring paths to homeownership. Louis also helps Ashley improve credit and consolidate debt. Patrice encourages Jovanna as she begins putting her plan into action.

Early action steps begin to pay off. Jovanna receives encouraging news that reduces her debt and brings her closer to launching her couponing business. Amber begins exploring realistic paths to homeownership. Ashley meets with credit counselors to address collections and a high-interest loan, gaining clarity and relief. Kristina explores refinancing her car loan and begins seeing real progress.

The women reunite with their coaches to reveal surprising progress. Jovanna prepares to teach her first couponing class as her confidence soars. Kristina celebrates hard-won financial wins while continuing to heal. Amber's disciplined budgeting brings homeownership closer than ever. Ashley celebrates major breakthroughs, proving that persistence can begin changing a family's future.

Six families living on the edge of financial disaster need solutions, desire stability and help. They also fear the hard truth when help arrives. Can they overcome the stigma and unfair shame or will they continue to suffer in silence when they meet their financial coaches?

Parents worried about eviction from their apartment in Columbus, Ohio, a second marriage and blended family in Seattle, WA, and cancer survivor in New Orleans all share one goal. They need immediate help beating the system to turn their financial lives around. Finally help arrives when Jean Chatzky, Louis Barajas and Patrice Washington visit their homes. Is it too late?

A single mom in El Paso, TX, a young family in Baton Rouge, LA about to lose their home, and a veteran in Washington D.C. on the brink of bankruptcy need help. Opportunity Coaches Jean Chatzky, Louis Barajas, and Patrice Washington arrive just in time.

The six families get to work on homework assigned by their coaches. They also use The Opportunity Finder to identify help from nonprofits in their communities.

The families meet with local nonprofits and Community Development Financial Institutions (CDFIs) and not-for-profit credit unions to eliminate high interest credit card debt and predatory loans.

The families share their dreams and meet with resources in their community and continue their progress to become more financially resilient using tips provided by coaches. For some it's harder than others.

The families share big wins with their Opportunity Coaches and their loved ones. Erika meets with a local nonprofit to learn how to build her business. Lynette, Omar and Jailyn visit the Seattle Culinary Academy. Wes & Maegan begin using a new tool called The Opportunity Coach for day-to-day guidance and support.

The Opportunity Coaches return to help our families strengthen their financial resilience and show them new tools and resources in their communities. Tanda and Donnell meet with a local nonprofit to learn about financial empowerment. Patrice meets with Erika and her mom and helps them both find new local resources. Nicole takes a courageous step on the path to financial freedom.

The families' lives are all headed in the right direction. They continue to meet local nonprofits and CDFIS. By successfully following their financial plans we now see significant changes for the families. But will they reach their goals?

The families fly to Los Angeles for a meeting with The Opportunity Coaches and host Ronaldo Hardy, the families share updates on their financial journeys. Coaches ask hard questions to see if the changes will stick.

A surprise $20,000 poses the questions, how can the six families reach beyond their original goals? Opportunity Coaches and host Ronaldo Hardy meet with all six families to discuss the potential.

Four single moms at a breaking point open their lives in search of a way forward. In El Paso, Jovanna faces divorce and rising bills. In Memphis, Kristina rebuilds after losing her fiance while raising four children. In Seattle, Ashley works three jobs while raising two sons, including one with autism. In Washington D.C., firefighter Amber works nonstop but still struggles to get ahead.

The coaches dig deeper as plans begin to take shape. Louis meets Kristina as mounting debt and the loss of her fiance cloud her next steps. Jean helps firefighter Amber track spending and confront a growing time problem from working nonstop. Louis partners with Ashley, where Parker's autism shapes daily life. Patrice helps Jovanna create a plan to finally break free from debt.

Early action steps begin to pay off. Jovanna receives encouraging news that reduces her debt and brings her closer to launching her couponing business. Amber begins exploring realistic paths to homeownership. Ashley meets with credit counselors to address collections and a high-interest loan, gaining clarity and relief. Kristina explores refinancing her car loan and begins seeing real progress.

The women reunite with their coaches to reveal surprising progress. Jovanna prepares to teach her first couponing class as her confidence soars. Kristina celebrates hard-won financial wins while continuing to heal. Amber's disciplined budgeting brings homeownership closer than ever. Ashley celebrates major breakthroughs, proving that persistence can begin changing a family's future.

Momentum surges as bold steps bring the women closer to the futures they once dreamed of. Ashley explores new income opportunities while finding support for Parker. Amber tours homes and begins to see homeownership within reach. Kristina takes a powerful step toward family grief counseling. Jovanna leads her first couponing class, drawing a large crowd and filling her children with pride.

In the Season 3 finale, the four women travel to Seattle and meet each other for the first time. Reunited with their coaches, they reflect on the struggles they faced and the strength they found along the way. Then the surprises begin. Emotional moments and life-changing financial support reveal just how far they've come and help launch the next chapter of their futures.

The women reunite with their coaches to reveal surprising progress. Jovanna prepares to teach her first couponing class as her confidence soars. Kristina celebrates hard-won financial wins while continuing to heal. Amber's disciplined budgeting brings homeownership closer than ever. Ashley celebrates major breakthroughs, proving that persistence can begin changing a family's future.